Offering cross-border wealth management solutions
Part of the Raymond James Financial family of companies, Raymond James (USA) Ltd., or RJLU, is a Canada-based U.S. registered investment firm offering integrated cross-border wealth management solutions to Americans living in Canada and Canadians living in the U.S. As RJLU advisors, we are licensed and regulated in both Canada and the U.S., and work closely with clients to translate their personal needs into a strategy for their cross-border accounts. We also advise clients on cross-border issues, such as Passive Foreign Investment Company (PFIC) rules and IRA rollovers, and maintain professional networks to assist with planning, taxation and legal services, as required.
RJLU enables U.S. resident clients to hold both Canadian and U.S. currency accounts. This allows Canadian equities and Canadian dollar denominated fixed income to be added to client portfolios without having to settle in U.S. currency, thus avoiding foreign exchange spreads. U.S. clients can gain expert access to quality Canadian investment grade instruments with our assistance.
How does Raymond James (USA) Ltd. help?
We understand the challenges that the cross-border American citizen faces, and we have strong connections with other cross-border professionals in areas like tax, trust and estate planning, and insurance and immigration.
We can offer you a holistic wealth management solution and coordinate your entire portfolio of assets to keep you on track to achieve your financial goals.
Some of the accounts we manage for clients include:
- RRSPs and RRIFs for Canadians living in the U.S.
- IRAs for Americans living in Canada.
- Investments for Americans wanting Canadian securities.
- Investment accounts for U.S.-resident children of Canadian-resident parents.
For case studies of the types of cross-border situations we can assist with, click here.
How we Help Canadians
- Working and/or living in the United States
- Returning home from working and/or living in the United States
- Retired in the United Sates
- Looking to retire in the United States
- Sports athletes working and living on both sides of the border
- Inheriting money from a relative in the United States
- Requiring generational planning for relatives living in the United States
- Requiring oversight of money invested in, both, Canadian-based accounts (RRSPs, pensions, non-registered accounts) and U.S.-based accounts (IRAs, 401ks, pensions, trusts, taxable accounts)
How we Help Americans
- Working and/or living in Canada
- Working and/or living in the United States
- Returning home from working/and or living in Canada
- Sports athletes working and living on both sides of the border
- Inheriting money from a relative In Canada
- Requiring generational planning for relatives living on both sides of the border
- Requiring oversight of money invested in, both, Canadian-based accounts (RRSPs, pensions, non-registered accounts) and U.S.-based accounts (IRAs, 401ks, pensions, trusts, taxable accounts)
Raymond James (USA) Ltd. All rights reserved. Raymond James (USA) Ltd. (RJLU) advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. This website may provide links to other Internet sites for the convenience of users. RJLU is not responsible for the availability or content of these external sites, nor does RJLU endorse, warrant or guarantee the products, services or information described or offered at these other Internet sites. Users cannot assume that the external sites will abide by the same Privacy Policy that RJLU adheres to. Investing in foreign securities involves risks, such as currency fluctuation, political risk, economic changes, and market risks.
